The property title search abstractor begins researching county records index of subject property to retrieve the related documents. Depending upon the county, multiple records rooms and databases may be visited. The property title documents are collected from various books, volumes, and databases where instruments are recorded through the years.
Documents are then reviewed to determine which items pertain to the real property. Legal and vesting are compared on each document. Mortgages, judgement, liens are cross-referenced for releases and assignments.
Pertinent documents are compiled, and the property title abstract report is created. The abstract contains a summary listing of all the recorded liens, mortgages, and deeds which were located. Lien and mortgage amounts are typically provided. Copies of all open (and sometimes closed) referenced documents within the search period are attached.